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Loans as of the most recent anniversary of the Cut-Off Date, minus b the aggregate amounts allocated to the certificates with respect to Fraud Losses on such Loans since the most recent anniversary of the Cut-Off Date up to such date of determination and 3 on and after the fifth anniversary of the Cut-Off Date, the Fraud Coverage will be zero. The bank know they have to make an appeal to the Minister and if you include this process into their schedule for work starting in January then this cannot be anything other than fast-tracked. Duration is similar, but it also takes into consideration the interest received in each payment period, as well as the principal.
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